Take-home pay, with the working shown
UK tax calculators where every deduction sits on its own line with the rate it used, the slice it applied to and the gov.uk page it came from. Facts, not advice.
Results update as you type. Your inputs are kept in this browser so other pages can pre-fill them, and are never sent anywhere.
Take-home pay
£2,093a month
- A year
- £25,120
- A week
- £483
- A day
- £97
Effective rate 16.27%. Marginal rate on the next £1,000: 28%.
On the same pay, take-home is unchanged from 2025/26. None of the rules that apply to this result changed.
Where your pay sits
You are £20,270 below the higher rate threshold and the National Insurance upper earnings limit (£50,270).
- Personal allowance: £12,570 (below your pay)
- Higher rate and NI upper earnings limit: £50,270 (£20,270 above your pay)
- Child benefit charge: £60,000 (£30,000 above your pay)
- Allowance taper: £100,000 (£70,000 above your pay)
- Additional rate and Allowance gone: £125,140 (£95,140 above your pay)
The breakdown
| Line | Rate | On | A year | Source |
|---|---|---|---|---|
| £30,000.00 | ||||
| Gross annual pay £30,000.00. | ||||
| £12,570.00 | gov.uk | |||
| Tax code 1257L gives an allowance of £12,570.00, taxed at 0%. | ||||
| 20% | £17,430.00 | −£3,486.00 | gov.uk | |
| Taxable income from £0.00 to £37,700.00: £17,430.00 × 20% = £3,486.00. | ||||
| 8% | £17,430.00 | −£1,394.40 | gov.uk | |
| Earnings from £12,570.00 to £50,270.00: £17,430.00 × 8% = £1,394.40. | ||||
| £25,119.60 | ||||
| £30,000.00 − £4,880.40 = £25,119.60. | ||||
Where each pound goes
The full take-home pay calculator adds how the figures are worked out and what changes next April.
Rules used
- Tax year
- 2026/27 (6 April 2026 to 5 April 2027)
- Nation
- England and Northern Ireland
- Figures
- Checked on 7 November 2026. Status: in force.
- Next scheduled change
- 6 April 2027: New tax year. Savings and property income rates rise to 24%, 44% and 49%, the trading allowance rises to £3,000, the Pension Tax Allowance begins and the mileage rate above 10,000 miles rises to 35p.
- Every figure
- Rates and allowances for 2026/27, each with its source and the date it was checked.
Questions people are asking this month
How this site works
One rules file per tax year holds every rate, threshold and allowance with the gov.uk page it came from and the date it was checked. The calculators and the rates pages read from the same file, so a figure cannot drift between them. The test suite runs HMRC's worked examples on every build, and the methodology lists them.
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